First Option Utah
Utah Mortgage
First Option Mortgage Option Utah is more than happy to provide our Utah customers with various Utah home loan services and Utah home loan programs.

We offer many Utah home loan options including the Utah conventional home loan, Utah FHA home loan, Utah VA home loan and the Utah USDA home loan. We also provide a Utah credit repair service to those in need.

No matter what type of Utah mortgage you are looking for, our Utah mortgage professionals at First Option Mortgage can give you the most accurate information and professional help. Take a look at our Utah home loan information below.


Utah Conventional Mortgage
Refinance in Utah up to 105% of appraised value with the new Fannie Mae DU Plus Program
$417,000 Utah mortgage limit
Secured by government sponsored entities
Purchase or refinance in Utah 1 to 4 family units

Utah FHA Mortgage
Insured by the Federal Housing Administration
Low down payment on a new purchase 3.5 % 
Refinance in Utah up to 95% of your appraised value 
$100 down HUD home purchase program
Streamline with no appraisal if you have an existing FHA loan

Utah VA Mortgage
ZERO down payment purchase program 
Forgiving credit requirements 
Administered by the Department of Veterans Affairs

Utah USDA Mortgage
100% Financing up to the appraised value 
NO private Utah mortgage insurance 
NO limit on seller concessions and gifts 
Flexible Utah credit qualifications 
No Utah mortgage amount limitations 
Purchase Money Program

Utah Credit Repair
Learn the true cost of having a low credit score in Utah
Expert advice on resolving outstanding Utah credit issues 
No monthly fee


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